top of page

Comprehensive financial plan

Coverage period: 1 year

Fee Structure:

One investor:  0.45% of total value of financial assets. (min 45K+GST, max 1.51L+GST)
Two investors: 0.50% of total value of financial assets. (min 50K+GST, max 1.51L+GST)

Fee is based on the value of your financial assets at the start of the agreement every year. (Portfolio value may increase subsequently- due to investment and/or market growth, or decrease - due to market and/or withdrawal for goals - fee is updated only at the time of renewal of annual agreement)

Scope of Service

1. Risk profile assessment.
2. Review of:

  • Current assets and liabilities.

  • Insurance cover - life and health.

  • Current income, investments towards retirement and other goals.

  • Post retirement income and investment requirements.

  • Pension and retirement benefits calculation for govt / defence employees.   

3. Financial plan to include:

  • Management of assets, including retirement benefits.

  • Management of existing loans, decision to close, continue and related actions. 

  • Financial asset allocation.

  • Mutual funds, PPF, NPS, govt schemes and other instrument investments.

  • Monthly investment schedule based on investment plan.

  • Creating and maintaining an emergency fund.

  • Retirement plan.

4. Delivery of comprehensive wealth report
5. Actionable checklist
6. Handholding of checklist actions.
7. Mutual Fund investment and support through mobile app and web platform, including mobile app at no additional cost to the client: mutual funds purchase, SIPs, withdrawals, portfolio performance analysis.
8. Quarterly reviews of progress on actionable checklist and portfolio performance.
9. Once a year review of financial plan and rebalancing of all financial assets in the final month of the period to include asset allocation, mutual fund investments and SIPs, NPS, PF, FDs and other investments. This includes selling and buying advice to achieve target asset allocation and goals.
10. Advice on all financial matters related to the client during the period of this agreement.
11. Financial coaching and education via updates on market, investments and financial wellbeing.
Exclusions

  1. Advice on stocks and shares.

  2. Tax filing or advice.

  3. Advisory on two incomes in the family includes only for main income earner and spouse. 

  4. Services do not include financial advice for grown up and earning children unless specified.

© 2024 by 360° wealth advice

Registration granted by SEBI, enlistment as IA with Exchange(BSE) and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

bottom of page